10 people who cheated the system
Bypassing the laws and finding flaws in the system is not only the lot of scammers. Entrepreneurial people around the world, thanks to non-standard thinking, find benefits where it would not seem to be possible.
1. Against a bank by banking methods
Former law enforcement officer 42-year-old Dmitry Agarkov found fame around the world thanks to his joke on Tinkoff Bank. Credit systems. He scanned the contract sent to him by mail and made his own changes in the small print, adding that the interest rate for using the loan and the fee for cash withdrawal is 0%. The bank signed this document simply because none of the employees reread the agreement. After two years of using the Agarkov bank credit card, a lawsuit was filed against him, which the court refused to satisfy. Agarkov himself began to swing his rights through court, who decided to sue 24 million rubles from a credit institution, but after long trials both sides went to the world.
2. Year of VIP service for free
Chinese Kwong If Yi According to a whole year was a client of the VIP-zone of the airport, although he never flew away. The airport service for business class clients offered a whole range of services, the cost of which, as expected, was already included in the ticket. Among them was first-class food, a bar, a recreation area - while everything is completely free. Kwong Yif, having once bought a ticket for a business class on a China Eastern Airlines plane, every time postponed it, thus prolonging his “membership” in the VIP-club of Yushu Xi'an airport. Every day he checked in to dine on the highest level, and then, having transferred his flight the next day, he safely returned home. This was repeated every day for a whole year, until it was finally exposed: the fact is that his name was never on the list of passengers on board, and he carried about 300 times the flight.
3. The hired labor of programmers from China
The security department of a US company once discovered that one of the employees was spending too much Internet traffic on video search, as well as on the Internet browsing sites Reddit and eBay that are irrelevant to the company's activities.It turned out that a forty-year-old software specialist simply delegated all his work to outsourcing to specialists from China. By the way, only one-fifth of his personal earnings went to pay for the services of Shanghai workers, so he also paid a lot of money for watching videos with cats and online shopping.
4. Bypass anti-tobacco law in Minnesota
In 2007, an anti-tobacco law was passed in the state of Minnesota in the United States that prohibited smoking in bars. In winter, none of the bar visitors did not want to go out to smoke outside due to severe frosts, respectively, the smoking public stayed at home, and the owners of bars and restaurants lost profits. A loophole in the legislation found quite unusual. By law, you are exempt from liability for smoking in the wrong place if you are an actor and play a role that involves smoking cigarettes and tobacco. Since the law did not specify whether this concerns only professional artists or amateurs, the owners of the local Barnacle bar began to arrange evening theater performances, where all the staff and visitors became actors.The format of such "acting" parties went far beyond the state to the delight of American tobacco lovers and out of spite of the guardians of the law.
5. On vacation at the expense of the pudding manufacturer
In 1999, an engineer from California, David Phillips, came across a joint advertising campaign by the manufacturer of desserts and new airlines. The terms of the promotion stated that for every 10 promotional codes from a pack of pudding the buyer will receive 1,000 miles, which he can spend at any time using the services of the same airline. After some simple calculations, David Phillips estimated that, having accumulated a sufficient amount of miles, he would be able to fly for free, and if the price of pudding is several times less than the services of the airline, then the offer is extremely profitable. As a result, he bought 12,150 packs of pudding, which cost him $ 3,140. But he managed to save as much miles as if he had spent $ 25,000 on tickets. As David himself failed to do so much, the product was donated to the Army salvation. Thus, charity saved him $ 800 taxes. As a result, the Phillips family flew for three years for free.
6. The teenagers who have profited from the amateur "strawberries"
Two young guys from New Jersey placed an ad in the New York Post about selling a set of 10 top films marked XXX for only $ 49.95. Usually a set of 10 cassettes cost at least $ 100, and the proposal seemed very beneficial for fans of the genre. The main condition of the transaction was payment by money order or check by mail - cash and bank cards were not accepted. There were a lot of buyers. Entrepreneurial guys opened a bank account, where they transferred funds from the received checks. To their company, to which the account was opened, they assigned the loud name CHILD PORNOGRAPHY VIDEOS INCORPORATED. After that, the teenagers sent a return letter stating that, due to the large number of people willing, they were unable to satisfy all the orders. A letter of $ 49.95 from CHILD PORNOGRAPHY VIDEOS INCORPORATED was attached to the apologies in the letter, but nobody hurried to cash them in order not to arouse suspicion. Although all checks and bills were absolutely legal, customers did not fight for their rights for ethical reasons.
7. A gap in the CitiBank credit card system
CitiBank has a credit card that allows you to return 5% of purchases to the phone of the operators Airtel, BSNL, Vodafone and others. Verification of the telecom service is carried out on the basis of Merchant Category Codes, and the delivery of finances and the determination of their status are carried out by MasterCard and Visa.Airtel launched its e-wallet, which can be replenished with a credit card, online banking and use this money when shopping online. The MCC (4-digit number that classifies the type of activity of a point of sale in a payment card transaction) is the same for Airtel and CitiBank, so the percentage of bank card transactions can be transferred to the telephone operator’s wallet and then sent again to the card account. Many Americans managed to take advantage of this loophole.
8. Australian principality of 30 people
In the late 60s, the Australian farmer Leonard Kasley received a very large crop of wheat. Given the agricultural quotas imposed by the state, this could be a problem for him. The government did not intend to increase the volumes of the legal sale of grain, and even the opposite threatened to take away “extra” lands. In desperation from such injustice, Leonard attempted to secede from Australia and declare his land an independent country. Thus, five families from the Hutt River Province were united into a principality with an independent currency, symbolism and ruler represented by His Highness Prince Hut Leonard I.Due to protracted proceedings, the Australian Government has failed to prevent this separation process, as the time limits for appeals have expired. Thus, in 1972, the province stopped paying taxes, and to this day 30 people live in an independent state (although about 14,000 passports were issued). By the way, the example of Kesley inspired the creation of many micronations around the world.
9. Non-taxable houseboats in Seattle
Many years ago, the mass resettlement of residents of American Seattle within the city dramatically changed its appearance. It all started with the fact that at the beginning of the 20th century, one of the especially enterprising citizens found out that by law movable property, such as boats, rafts and other water transport, is not taxable, which means you can build a house on water pay for it to the state. So, washed by the Pacific Gulf on one side and Lake Washington on the other, Seattle was quickly overgrown with houses on rafts and boats. These dwellings were built mainly by those who could not afford to buy land. Over time, floating houses flooded the entire lake, which led to pollution of the reservoir ecosystem and state intervention.The number of water structures was limited, electricity was brought to the houses, and the status of raft houses was equated to ordinary buildings. From shelters for the poor, these houses have become housing for especially wealthy citizens.
10. Airline tickets at the expense of the US Mint
It is known that a bill with a par value of $ 1 costs the USA more than a coin of $ 1, which can be in circulation much longer. In 2010, the mint decided to increase the circulation of dollar coins by inviting everyone to buy them online using credit cards. And there were no restrictions on the number of coins being purchased, which everyone can order for themselves. Jane Liau Llau was one of the few who thought to make money by doing the following. She ordered a huge amount of coins using a Cash Back card, which allows you to receive a small percentage refund of the purchase amount in the form of bonus miles from the airline. Then she received coins with free shipping, carried them to a bank in a deposit account, put out a credit balance. Thanks to the gap in the system, Jane was able to save on tickets and fly free on vacation.